Every online casino that I’ve ever visited accepts credit cards as a deposit method. The credit card is a popular deposit method because it’s fast, easy to use and most people have a credit card. There are hundreds of credit card casinos out there, but the quality of those casinos ranges by a wide margin.
You can visit just about any gambling site on the web and deposit with plastic. The main thing to consider is the safety of the casino. They all accept credit cards, so your best bet is to choose based on the overall quality and safety of each casino. You can take a look at my casino reviews page for a list of recommendations.
Deposit Limits by Casino
Using a credit card to deposit is quick and simple, but it does come with restricted deposit limits. Let’s take a look at a couple of popular casinos and what types of limits they enforce.
These are five of the most popular brands here at BestOnlineGambling.com. The deposit limits at USA-friendly casinos tend to be much smaller than those at non-US casinos. The banking industry here in the States doesn’t go out of its way to work with gambling sites, so it’s tough for casinos to process large transactions. But if you live in the US and want to make a large deposit, Sun Palace is your best bet. They max out at $30K per transaction, which is significantly higher than most of the other major US casinos.
If you live anywhere else, Bet365 is the best for credit cards. Bet365 has low minimums and high maximums for credit card deposits. The main issue with Bet365 is that it doesn’t accept US players. Other than that, it is a well-rounded gambling site.
Depositing
Depositing real money with a credit card to an online gambling site is similar to buying something at an online store with your credit card. You first log in to your casino account and visit the cashier. Inside that area, you’ll see a list of deposit options. Choose the one that fits you (Visa or MasterCard) and then follow the instructions to deposit.
Popular Credit Cards Accepted by Gambling Sites
You’ll be asked to type in your credit card number, the three digit security code, date of expiration and an amount to deposit. Fill out the information, hit submit and you’ll be ready to go. Credit card deposits are processed quickly at most online casinos, so you’ll usually get your money in your account instantly.
Here’s an example of what the deposit page looks like at a typical casino:
As you can see, it’s pretty straightforward. Fill out the requested information and your account will be credited instantly. I found this page by logging in to the Sun Palace software and clicking on the “cashier” button at the bottom of the lobby.
Most casinos impose strict deposit limits the first time you deposit with a credit card. Casinos do this to protect themselves from credit card fraud. It might be annoying only being able to deposit $500 or so the first time around, but you’d be glad casinos use this security measure if someone ever stole your credit card and decided to join a gambling site.
Speaking of which, make sure you use a credit card that has the same name as the name you have on your casino account. Online casinos verify your identity when you deposit and then they verify it again when you withdraw. To prevent any delays down the road, make sure to use a credit card that has the same information as the casino has on file for your account.
Safety Concerns
Online gambling sites use a number of security measures to make sure your information is safe. First of all, casinos check the identity of everyone depositing with a credit card. In addition to that, casinos establish SSL connections with your computer when you deposit. This is a safeguard that keeps people from spying on your communication with the casino.
I also recommend that you have an antivirus program installed on your computer. I don’t say this because online casinos are dangerous or anything, but it’s just a good idea to have virus protection when you initiate financial transactions of any kind online. This includes online gambling, banking and other purchases.
And finally, you should also keep a strict eye on your gambling habits. Credit cards are very easy to use and that makes it easy for you to spend more than you intend. If you’re going to deposit with a credit card, I strongly recommend that you have liquid money on hand that you can use to pay off your credit card balance immediately. One of the worst habits you can get into as a casino player is to go in debt while gambling.
Treat online gambling as a leisure activity. Although you can win a lot of money gambling, there are no guarantees. Only spend money on gambling that you can afford to lose. If you have a bad night at the tables, just consider it a cost of entertainment. Treat any wins that you have as an extra bonus.
Online casinos that accept Visa and MasterCard as payment methods also accept debit cards by default. Any debit card that has the Visa or MasterCard logo is automatically accepted by online casinos. Some debit card casinos also accept other debit card brands such as those issued by major European and UK banking institutions.
Debit Card Casinos
The same casinos that I mentioned above are also the best for debit card deposits. The process of depositing with a debit card is exactly the same as it is with a credit card.
The debit card is one of my favorite real money deposit methods because it’s easy to use and transactions are processed quickly. I also prefer debit card deposits over credit card deposits because you have to have the money available in your account to gamble online. This prevents me from accidentally depositing too much with my credit card and going into debt.
I’m a big advocate of online gambling, but I do acknowledge the fact that it’s not always the smartest way to spend a lot of money. For that reason, I treat gambling deposits as an entertainment expense. I love trying to win a big jackpot, but I’m not willing to spend the grocery money in doing so. I hope you also feel the same way.
The debit card deposit method is a great deposit option because it needs cash on hand for you to gamble. Plus, debit cards are fast and easy to use. If you have ever purchased anything online in the past, you’ll have no problems funding your casino account with a debit card.
Every online casino that I know of accepts debit cards as a payment option. If you have a debit card lying around somewhere, all you have to do is choose the debit card option inside the casino’s cashier and follow the instructions on the screen. Your account will be funded in no time.
Debit Card Withdrawals
When you’re ready to withdraw your winnings from your gambling account, you can visit the cashier to initiate a withdrawal. Sometimes you can withdraw right back to the same debit card that you used to deposit. This is a fast and easy way to get your winnings.
Unfortunately, not all debit cards can be funded with gambling withdrawals. Some banking institutions make it difficult for merchants to add funds to your account. If you have problems withdrawing via debit card, you’ll have to choose a different withdrawal option. Depending on how much money you need to withdraw, you can get a paper check or bank wire to receive your money.
If you have an account with an e-wallet service such as Neteller, Moneybookers, or PayPal, you can usually get withdrawals sent to that account. You might have to verify the account with a small deposit first, but once you do that, it’s easy to have your winnings paid to your e-wallet account.